You may not draw a direct line between good financial decisions and a great marriage with a hottie, but the same rules can apply to both. If you’re wondering what you need to do to find (and keep) a hot wife and a cool mortgage, here’s the truth.
You’ve got to make yourself attractive before putting yourself on the market.
Everyone wants a hot wife, but not everyone knows what goes into finding one. If you’re a lazy lump of flesh and bones, dates aren’t going to come your way fast and furiously. However, a padded bank account can make any man look instantly more attractive, and coincidentally, this is what mortgage lenders look for, too. To get yourself ready for the pickup game of finding a great mortgage, get fit financially. This means cleaning up your credit report by disputing any discrepancies and saving up enough money to put down a hefty down payment. While you’re at it, do some research on Canadian mortgage rates with Ratesupermarket to get an idea of what you should look for in a mortgage. Both of these actions can get you a better interest rate on your loan — and possibly a hottie or two.
There are plenty of fish in the sea.
One of the key components of any relationship, whether it is with your spouse or your lender, is finding someone who is compatible for you. If you’re looking for a hot wife, there’s meat market out there as vast and varied as the ocean. And if you’re searching for a great mortgage, there are several kinds of lenders to choose from, including your primary bank, mortgage companies, and credit
unions. Just think of your consultations with these officers as blind dates. Don’t sell yourself short because you have a lot to offer in the way of good credit and financial knowledge, but remember to ask plenty of questions to determine if one of them will be a good match for you.
You can set the pace.
Not looking to get hitched right away? Tell your significant other upfront so that you can enjoy each other’s hotness without a serious misunderstanding creating a bump in the road of your relationship. Mortgages work much in the same way; you set the pace by stating what loan term fits you best and then making regular monthly or bi-monthly payments according to how much you can invest in the relationship. Of course, it always pays off to go the extra mile sometimes, so bring home flowers every once in a while — or make an extra yearly payment on your home so that you can stay on excellent terms with your lending institution.
A hot wife just gets better-looking over time — and so does a mortgage.
If you have a wife that puts effort into her look now, she’ll likely age like a fine wine. Similarly, your mortgage can increase in benefits over time, especially when your home appreciates in value. Property and home ownership are some of the best investments that you can make because while you’re paying off your mortgage to the bank, you can make money off of a rise in housing prices at
the same time, particularly if you have a fixed rate mortgage.
It’s a give-and-take relationship.
If you have a hot wife, you have to bring something to the table as well, whether it’s having a smoking body yourself or being patient and kind. And when you go to make your mortgage deal with the lender of your choice, be open to these kinds of give-and-take negotiations. For example, the lender may be able to reduce or eliminate some of your loan contract fees if you pay interest
points in advance. Or you could get access to the best mortgage rates by making more than the minimum down payment.
And don’t forget to ask questions to find out what else your lender is willing to do if you meet him or her halfway.