Hopefully all my readers are homeowners who have some sort of hard-on for the material their house’s roof is made out of. All my research indicates this is the case, so I think we’re good to go here.

My house is, without a doubt, better than your house. After all, I live in it, which automatically makes it 462% better. It has my aroma everywhere, which doesn’t smell the least bit like ass. My dirty underwear is strewn about, stepping on it is like stepping on treasure. Random boxes of potato chips are tucked away in random corners, snacks for when somebody comes over. It is the perfect house, which means some girl will undoubtedly mess it all up when she moves in. I will complain loudly, but will gladly exchange regular sex for scented candles and end tables.

(Aside: check out my post that gives you a peek inside my house. It has very little to do with finance.)

Back in 2008 when I bought my house, one thing that drew me to the house was the metal roof. Internet genies, can I get some sort of metal roof picture?

The previous owners kept all their paperwork on the metal roof, partially because the company who installed it guaranteed it with a 50(!) year warranty, and partially because they were a little anal and kept every single shred of paper that had anything to do with the house. Including, a handmade map of who lived in each house on the block and the names of their pets. I wish I was kidding about that.

Back to the roof. It was installed in 1996, meaning, if it was a girl, it would be annoying you with its constant texting and dressing like a slut. It still looks as good as the day it was installed. Even though most asphalt singles are supposed to have a 25 year life, most roofs only get about 20 years before they have to be replaced. For the sake of simplicity, let’s assume my metal roof will get 3 times the life of a normal one.

Normal asphalt shingles cost about $1.75 per square foot. Depending on which metal shingles you buy, you’re looking anywhere from $4.00 to $5.00 a square foot. Let’s take the median cost and assume $4.50. Let’s also assume labor costs would be the same for both roofs, since my crack internet searching couldn’t find a difference in labor costs. The cost of the metal roof is 2.57 times the cost of an asphalt one, so it looks like a slight savings to buy one right from the get go.

Thanks to inflation though, the savings add up even more over time. If a metal roof originally sets you back $10,000, that means a similar asphalt one would cost $3891. 20 years later, if inflation averages 2% per year, the next roof will set you back $5781, and in 40 years the third roof will set you back $8590. That means, 3 asphalt roofs will cost you $18,262 over the life of your home, assuming you stick around there for 60 years before you kick the bucket.

Saying that though, in terms of equal purchasing power, the two processes work out the same. If inflation means a $3891 roof turns into a $5781 roof over 20 years, that means the price of everything else should go up as well, including your income. If $3891 is 0.5% of your income now and $5781 is 0.5% of your income 20 years from now, is it really so bad to pay the seemingly inflated price 20 years from now?

Anyway, the cost is only marginally cheaper over the long haul, that’s the point.

A metal roof will be a selling feature if you do sell, but it won’t cause any buyers to mess their shorts or anything. It’ll also save you a little on cooling costs in the summer, since metal shingles do a better job at reflecting sunlight than asphalt ones do. Since metal shingles either interlock or are literally screwed to your house, you don’t have to worry about shingles blowing off during big-ass windstorms. But wait, there’s more!

I feel like the ShamWow guy.

For you eco-hippie type people, you’ll be happy to know that there are all sorts of metal roofing products that are made from recycled materials, meaning somebody’s old Coke can could be keeping your living room dry. They’re also more fire resistant than normal shingles, since asphalt ones are made from oil, which is just a little bit flammable. A metal roof is also lighter than a normal one, which would make your house faster if it raced other houses in the neighborhood.

For me though, the best part about getting a metal roof is only having to screw around with roofers once during your time owning the house. If you’re in the house you know you’re going to stay in, you only have to deal with getting a new roof once. Nobody really knows if their roofer is giving them a good deal or not, they usually have a number in their head and if the roofer’s quote is close to that number, they’ll pull the trigger. We’re bad at dealing with contractors, myself included. Minimizing those headaches, plus the cost advantages, makes getting a metal roof a pretty good idea. Sure, it’ll cost you more day 1, but it’s a good investment.

Tell everyone, yo!