Finance Fox Is A Dirty Plagiarizer

It’s 10pm on Tuesday night, and I should really be going to bed. I have to get an early start tomorrow, and I need my beauty sleep if I’m going to be the sexiest chip guy in all of the land. I can’t go walking around with bags under my eyes and whatnot. Stop checking out my ass, I’m not an object.

Anyhoo, as I’ve said before, us personal finance bloggers are really predictable sometimes. (It was also said, quite well, by Mochi, one of my internet girlfriends) I’ve been vocal about calling out bad content before, but never has the content been terrible AND stolen. I can almost respect someone who puts out their own bad content, since even writing poorly is STILL FREAKIN WRITING. But I draw the line at blatantly stealing someone else’s content.

Because I am a glutton for punishment, I continue to read Finance Fox. It mostly amuses me, but I probably shouldn’t laugh, since the spelling and grammar errors are cruel and unusual punishment against the English language. It is terrible in every way, and if I could I would kill it with a flamethrower.

It all started with this tweet:

What Cait pointed out was there was a bunch of very similar content between the two posts in question, one from last year written by Krystal from Give Me Back My Five Bucks and one written just a few weeks ago by Eddie Kadic from Finance Fox. I’m not going to go into the similarities between the two posts highlighted in the tweet, I’ll let you guys go nuts. There’s a bonus prize if you can spot the blatant plagiarism between the two pieces. (Note: there is not actually a bonus prize) We have our own spot-the-plagiarism game that we have to focus on.

Back in January, I noticed the exact same joke used in a post from Eddie  and a post from Ramit, the I Will Teach You To Be Rich guy.

First, a screenshot from Ramit’s site, dated January 8th:

Screen Shot 2013-02-26 at 10.17.53 PMAnd then, from Eddie’s weekend roundup, 3 days later:

Screen Shot 2013-02-26 at 10.17.36 PM


I thought this was a very interesting coincidence, but I basically just shrugged it off. It was just one joke. We’ve all repeated funny jokes that we’ve heard, what’s the big deal?

Just an hour ago, Eddie Kadic churned out a new blog post, titled Ever Wonder Why You’re Really In Debt? (You’re going to want to click on that really quick, I have a feeling it’ll be down soon.) I was suspicious, so I decided to see if I could find any “similar” posts out there. So I Googled “why you’re in debt.” The 7th result was a piece by Marc and Angel Hack Life, called This Is Why You’re In Debt. I didn’t time myself, but I bet it took me 15 seconds, mostly because I was distracted by the 2nd result. DAMN YOU, GAIL VAZ-OXLADE. (Not really, she’s okay.)

Anyway, let’s try to spot the similarities between Eddie’s piece and Marc and Angel’s. It’s the worst matching game ever.

Here’s Marc and Angel on having a get rich quick mentality:

Screen Shot 2013-02-26 at 9.42.00 PM


And Eddie’s take on the same subject:

Screen Shot 2013-02-26 at 9.42.24 PM


Hey, you gotta give him credit. Taking out that extra .09 was pretty clever, don’t you think? Did you know you have a greater chance of getting struck by lightning than winning the lottery? I’m not sure Eddie does, since Marc and Angel came up with it first.

Here’s Marc and Angel on bad habits:

Screen Shot 2013-02-26 at 9.44.06 PM


And Eddie on the same subject:


Screen Shot 2013-02-26 at 9.43.46 PM


Hey, I don’t know why I’d ever think that was plagiarized. He added ’emotional’ to the discomfort. That makes it totally different.

This is fun, let’s keep the party rolling. Here’s Marc and Angel on wasting time:

Screen Shot 2013-02-26 at 9.44.25 PM


And again, here’s the Edmiester on the same topic. Man, what a coincidence! I’m not sure why he poo-pooed buying a lottery ticket earlier, because he is on a luck roll.

Screen Shot 2013-02-26 at 9.44.53 PM


Did you guys know that “time is money?” And that it’s “the greatest constituent/possession in life?”

I’ll give him credit. At least most of that paragraph is original. But wait, there’s even more. This is a Las Vegas buffet of crap. It just never ends.

Hey Marc and Angel, what do you think about status symbols?

Screen Shot 2013-02-26 at 9.47.36 PM


And Eddie, what are your feelings? Are they very similar?


Screen Shot 2013-02-26 at 9.47.19 PM


Eddie was trying to make an effort to switch things up a little, but he obviously got bored, so he just took whole sentences. What the hell, right?

Hey Marc and Angel, what do you think of life’s simple pleasures?

Screen Shot 2013-02-26 at 10.57.34 PM


Interesting. I wonder what Eddie thinks. If it’s very similar, you all owe me $50.

Screen Shot 2013-02-26 at 10.59.27 PM



You can all send your cheques to:

Nelson Smith
Area 51
Secret Canadian Air Force Base
Yukon Territory
Y1A 0A1

Hey, I gotta be careful. I think a certain finance blogger will be mad at me. Ladies, I accept used underpants as a substitution.

Oh hell, how about one more? Marc and Angel, how do you think divorce affects your finances?

Screen Shot 2013-02-26 at 11.04.45 PM

No pressure, but if Eddie gets this one right, he aces the plagiarism quiz. Come on Eddie, you can do it….

Screen Shot 2013-02-26 at 11.02.46 PM





Divorce absolutely destroys the finances of both parties involved. I agree Eddie. I so agree. I agree even more with Marc and Angel, since they said it 3 years ago, but hey. I like your version too. Wait, that’s a lie, you terrible, terrible little man.

Here’s the hilarious part. This is from Eddie’s about page:

click to embiggen
click to embiggen

He’s a real person. All the thoughts, comments, and ideas he shares are from him. And by Marc and Angel. And Ramit. And Krystal from Give Me Back My Five Bucks. Yeah, but except for all the stuff he plagiarized, it totally came from him.

Eddie, here’s my message to you. You are a sack of garbage. Other bloggers are working hard to create content that people want to read. They’re pouring their heart and soul into their craft. They created that. It belongs to them. It’s not just sitting there for you to pass off as your own content. This isn’t the first time you’ve stolen someone else’s work either, and I sure hope it isn’t the last.

You’re a discrace. Shut your blog down. And if the Yakezie network has any morals at all, they’ll kick your sorry ass out of their network. You should be ashamed of yourself.

And other bloggers, I have one request. Never acknowledge Eddie’s presence ever again. He deserves no link love, no support of any kind. If there’s a cardinal rule in blogging, he’s broken it. For shame.


Tell everyone, yo!

143 thoughts on “Finance Fox Is A Dirty Plagiarizer

  • February 27, 2013 at 7:10 am

    Yes Nelson I’m going to shut my blog down…doing it right now…LOL

    • February 27, 2013 at 9:15 am

      Sad. I thought Eddie was a moral person.

    • February 27, 2013 at 9:43 am

      Eddie, I do think you should take down all posts you’ve plagarized. That hurts you and the other blogger in Google eyes. If not, you could see a lot of Cease and Desist letters come your way. It’s really not cool to keep doing this/think it’s okay…

    • February 27, 2013 at 10:47 am

      Eddie’s actions reflect poorly on us all. I will stay anonymous for now. You need to leave Yakezie or I will. You have deleted some stolen content. You made a complete jackass of youself here. You can not be trusted now that you have proven you have no honor. You will just do it again because you are a bad writer who does not care. Yakezie is about selflessly helping others not stealing their work.

    • February 27, 2013 at 11:41 am

      Having met him at CPFC12 he didn’t seem like a bad guy but I’ve got to agree with the general sentiment of “disappointment” and his response — if it’s actually him — just iced it. If his gut response had been “yeah I made some major mistakes trying to post every day” I wouldn’t have been as shocked. I am in disbelief at the brazenness of his disregard for copyright law.

    • February 27, 2013 at 4:47 pm


      What’s so funny about being a complete douche bag and basically article spinning other people’s stuff because you can’t figure out anything better to say for yourself? And then laughing about it when you get caught out?
      Oh that’s right

      • March 1, 2013 at 3:05 pm

        That isn’t really eddie people… come on now… i mean do you really believe im marilyn monroe?

    • March 1, 2013 at 6:19 pm

      I’ve checked his IP address with other bloggers. If this person isn’t Eddie, he’s been pretending to be for a while.

    • February 27, 2013 at 12:16 pm

      I have a few words. First, yes, it’s common to see us all write about similar topics in this community. That’s the general nature of any community, be it personal finance, health and fitness, food, etc. It’s also because we are constantly learning from and being inspired by one another. But as bloggers, this goes beyond copyright issues and the fact that it messes things up in Google.

      As writers, we take the time to write posts we are proud to publish. We come up with topics, then we spend time putting words in front of other words, in hopes that we can both tell a story and share any insights we have along the way. Stealing someone’s hard work is dirty, disgraceful, disappointing – all the “d” words everyone has already come up with. It also cheapens what we are all trying to do – and that goes back to sharing information and telling stories.

      Plagiarism discredits blogging as being any form of reputable source, in my opinion. How sad.

  • February 27, 2013 at 10:30 am

    What will pulling down posts accomplish? He is a thief who is laughing at honest people! Once a theif ALWAYS A THIEF.

  • February 27, 2013 at 10:30 am

    Don’t be facetious, Eddie… if you aren’t plagiarizing, you need to address this head on today. Blogging is a creative endeavor, and if you’re lifting material that’s seriously as low as you can go. It’s spitting in the eye of anyone who carefully sourced a piece and meticulously listed sources. I can’t think of a worse sin in blogging.

    Seriously, you need to write a real response to this. The sooner, the better.

  • February 27, 2013 at 10:42 am

    Plagiarizers suck.

    Eddie sucks.

    Yakezie sucks.

    There’s a whole lot of suck here.

  • February 27, 2013 at 10:56 am

    I quickly became disillusioned with Yakezie when I first started blogging so I doubt they’ll actually take action, but this takes it up to a whole other level. I was unimpressed with the terrible content on the Finance Fox blog prior to this exposé, but didn’t say anything because I didn’t want to be disrespectful. I didn’t say anything when he awkwardly asked me if he could have the link to my online dating profile in 2011, because I didn’t want to humiliate a new fellow blogger. However, plagiarism is an embarrassment and negates any nuggets of decent advice found on that joke of a blog.

    Don’t expect a mature response from the subject in question to this beautifully laid out post. Well done, Nelson and Cait.

    • February 27, 2013 at 10:59 am

      (As a side note, it was Eddie who asked for the link to my profile, not Nelson. Whenever Nelson’s hit on me in the past via twitter, it wasn’t nearly as weird or uncomfortable as I felt with Finance Fox’s request).

    • February 27, 2013 at 3:15 pm

      Ditto. I tried for a bit, I really did, but I couldn’t keep it up. There’s too much mediocrity in the Yakezie IMO.

  • February 27, 2013 at 11:07 am

    Wow, thanks for pointing this out…I had no clue, because you know, I actually trusted these PF people on the internet. Lol, who does that? I mean I think it’s stupid, and I think he dug his own hole, but hopefully it’s a lesson for everyone else too…do you honestly think you can get away with plagiarism these days? Especially when your shit is on public on the internet and you’re copying off huge sites? I think Eddie could have been a decently cool person too, sucks that he went down this road.

  • February 27, 2013 at 11:39 am

    That’s really disappointing to see. In the PF space, everyone writes about the same stuff, as you pointed out Nelson, but you should never take it verbatim! You need your own unique spin on whatever you want to write!

    Sometimes I get frustrated because I’ll post something, and the next day another blogger will post almost the same thing…it really gets me wondering sometimes…

    • February 27, 2013 at 12:25 pm

      I have rescheduled a few posts because I had them in my queue for weeks and then when I schedule them I notice another blogger has a similar one days before. If it is not too similar I don’t care but if the post could be confused for a copycat, I hold it for a couple of months. Yes, most inspiration comes from within the community, but if you are an organized blogger you have posts lined up more than 12 hours in advance, hence seeing the same topic pop up on the next day could be a coincidence.

      What Nelson points out doesn’t seem to be.

      • February 27, 2013 at 1:07 pm

        Ditto with Pauline.

        We all think of the same things because sometimes the same inspiration happens (holidays are a big one).

        But you can tell when something is originally written, or copied.

        • February 28, 2013 at 2:50 am

          This highlights the advantage I have of being so disorganised that I write posts on the day! 😀

          • February 28, 2013 at 12:36 pm

            Me too. But if somebody was to publish a post very similar to mine just before I publish, I say tough luck for them. It’s their fault for not checking with me, right?

      • February 27, 2013 at 3:13 pm

        Agree – this week I had a post on picking up the tab when out with friends, and briefly thought about rescheduling because Well Heeled ended up posting about the same topic a couple of days earlier. But I tend to write based around personal incidents, so I decided to leave it to post as planned. Hopefully nobody took it as copying.

        • February 28, 2013 at 6:37 pm

          My former editor gave me the following advice:

          Don’t read before you write, he said. If you read something, the author’s words will remain in your head, and you’re more likely to accidentally plagiarize. If, however, you haven’t read any similar articles immediately prior to writing, your words will be much more original.

          I thought that was great advice regarding how you can avoid the risk of accidentally plagiarizing. For years, I’ve made a practice of only writing after I’ve avoided reading for at least an hour. And if I am going to write about a specific topic, I avoid reading about that particular topic for a few hours before I begin writing.

          But again, that’s a reference to how to avoid ACCIDENTALLY copying someone’s work. When there are repeated infractions, and very closely-mirrored story structures – well – that seems to be intentional plagarism. And deceptive intentionality is the biggest sin of all.

          Every prosecution deserves a defense. In the interest of fairness, I would like to hear what Eddie has to say. (To my knowledge, he has not said anything yet, which I find to be disturbing. He should respond to this, either with a defense or an apology.)

          Has anybody heard from him?

          • February 28, 2013 at 6:53 pm

            I just read about LIC’s conversation with Eddie (as reported in the comments here). Nonetheless, I would like to hear from Eddie directly. Perhaps he could write a reply on his website, or in whatever other venue he sees to be fit.

            I suppose a person could legitimately argue that this is “none of my business” because, to the best of my knowledge, he did not plagiarize from me. I understand the argument that he has no reason to respond to me, or to other members of the general public. He only needs to interface with the people who feel as though he had stolen content from them.

            I understand that argument. But I respectfully disagree.

            We are all personal finance bloggers, and we put our work online, unprotected. Any general member of the public could plagarize from us. If a member of our own community allegedly commits this infraction, I believe that we all deserve some type of response. This affects us all.

            Of course, Eddie could publicly state that he believes that the allegations are not justified, but that he would prefer to discuss the matter with the people whose content he allegedly stole. A public remark of that nature would be more satisfactory then complete silence, which is what he is offering.

            I know he spoke with LIC, but that is different than making a direct statement himself. To the best of my knowledge, LIC is not his authorized spokesperson. I’m still waiting for response directly from him before I cast my own final judgment. I want to give him the benefit of the doubt.

            That said, it’s not looking good.

  • February 27, 2013 at 1:46 pm

    The last time my site was copied, it was by a neighbour. Yeah, I work nationally, and some local insurance person scrapes my entire site to present it to the small town I live in. I actually had to have the ‘lawyers get the call on friday’ chat with them to get them to take it down. But I do *not* go around publicly slamming the guy in the small town that we live in. What would that make me?

    I don’t know if the accusations are true (didn’t check). But even if they are, perhaps as a small community we could consider remedial actions other than reacting like a pack of hyenas on a piece of meat. Maybe shunning is the appropriate response…..but we should at least pause and consider first.

    Perhaps someone that knows Eddie should pick up the phone and have a chat with him, work things out and move forward.

    • February 27, 2013 at 2:29 pm

      I have been following this sad story all day. I have had business dealings with Eddie, and found him to be very decent to work with. I have also guest posted at his site, and that went very well too.

      I’m not going to do a forensic analysis as some of you have done; I guess where there is smoke there is some degree of fire.

      Perhaps he did not consciously realize this is plagiarism, but rather used others’ writing as inspiration or a springboard for his own thoughts; being naive and unaware of the copyright implications. Remember, Eddie is, by his own admission, neither a personal finance expert or a writer.

      Before some of you hurl venom back at me with your own opinion, it doesn’t really matter one way or the other. He has been hung, drawn, and quartered already herein.

      But the comment here about reacting like a pack of hyenas resonates with me. No question the point has been made. If we were all good people, maybe we would give the guy a mulligan, and move on.

      ‘To err is human, to forgive is divine’. I think Alexander Pope immortalized this expression.

      • February 27, 2013 at 2:55 pm

        that’s a bunch of crap – he knew exactly what he was doing – trying to capitalize on someone else’s success. even if he “used it as source of inspiration” as a valid argument then he’d give credit to the original author.

      • February 27, 2013 at 3:04 pm

        my reaction is the same as yours. Makes the writer of this blog look like a righteous prig for calling out another blogger. Writing to the delinguent blogger privately would have been a better response imo. He could have advised the bloggers whose content was plagiarized as well. Instead, he puts out in public so that he can look good in front of his buddies. Belittling someone else isn’t as much fun when no one’s watching.

        • February 27, 2013 at 11:41 pm

          LPC stop confusing victims and perpetrators the stolen content is all over the website.

          you look like a righteous prig insulting people who call out a dirty thief

      • February 27, 2013 at 3:19 pm

        @Ross how would you feel if a competitor stole your website to make money. Defending Eddies bullshit makes you look shady to! You were duped SORRY

        • February 27, 2013 at 3:31 pm

          Actually, I think your question is naive. I EXPECT people to steal stuff from my website. It happens all the time. I don’ t really give a crap if they do or don’t.

          Personally, I don’t do it, and if you think I am shady, I can live with that. Feel free to go through any of my 322 posts and find one where you think I have plagiarized or not given credit where credit is due.

          I can tell you I am often inspired by others to write my own spin on things. For example, I have all kinds of admiration for Rob McLister, editor of Canadian Mortgage Trends – a very well put together and informative website. Sometimes I will see Rob write something which gives me an idea.

          Maybe that translates back to a client experience I can relate, or maybe I find myself tackling the same subject from a far different perspective; perhaps trying to dumb it down, since Rob’s writing is extremely erudite for the masses.

          When you think about it, most PF blogs are basically recycling the same old stuff with their own unique spin; and they do so for their own reasons. Some like the attention; some (like me) write to increase my business profile and build my client base. Others want to build up a readership sufficient to generate advertising revenues.

          But how many times do I have to read about mortgages vs RRSP, or TFSA vs RRSP, or how I can save at the grocery store? Are all those people copying each other? I highly doubt it. It’s just that there is a finite number of things to write about in our purview.

          This lengthy reply has nothing to do with Finance Fox; it’s just me using Nelson’s soapbox to increase traffic to my own site.

          And fwiw, I wrote this rant me self.


          • February 27, 2013 at 3:52 pm

            “mortgages vs RRSP, or TFSA vs RRSP, or how I can save at the grocery store”

            Quit taking all my good ideas Ross 😉

  • February 27, 2013 at 1:51 pm

    “This isn’t the first time you’ve stolen someone else’s work either, and I sure hope it isn’t the last.”
    Are you giving him permission to continue?

  • February 27, 2013 at 2:08 pm


    No. He’s a shameless thief.

  • February 27, 2013 at 3:01 pm

    Like many of you, I’ve met Eddie. So rather than piling on here, I gave him a call. Whether the accusations are true or not, and even if they are, I have no comment publicly. Eddie’s not taken my content, so it’s not up to me.

    However, I was concerned over the community reaction, so I just spoke to him Here’s my comments from that conversation.

    First, he’s taken down the posts that Nelson raised concerns over. I think that’s at a minimum, the proper response.

    Secondly, he indicated that if others believe their content is being used on his site, the content owner is welcome to contact him directly and he’s said he’ll address their concerns. I expect beyond that, it’s not our responsibility to start policing anyone else’s content, or expect him to respond to a third party.

    He also said that he’s not going to respond to the conflict right now. He may address the concerns in the future, but won’t publicly right now. I think that’s a valid response.

    This is my personal opinion, but he did seem to see that he’d made some mistakes and was looking to not repeat them in the future, but he was also not looking to get eaten alive by responding directly. I think he’s taken down the offending posts and I expect he’ll be more careful in the future. That seems like a pretty good step forward to me.

    That being the case, perhaps we can agree this was a bad situation, but something everyone can talk about amicably over a beer next cpfc?

    • February 27, 2013 at 3:28 pm

      It’s fine that he doesn’t want to respond right now, and hopefully that opening comment wasn’t really his.

      Not removing any other plagiarized content without a request is a bad move though. If some people detect plagiarism they might not ask Eddie directly, they might be more inclined to file a DMCA or report the site to AdSense (if he uses them).

  • February 27, 2013 at 3:14 pm

    Ok okay…let’s give Fox another chance. How about his most recent post? It looks awfully similar to another one of Krystal’s posts (which, btw, I found on the first page of Google results).

    Links to Finance Fox:

    Link to Krystal @ Give Me Back My Five Bucks:

    This exact line is used in both posts:

    “But this challenge is guaranteed to reveal just how frequently we let money slip through our fingers every day, without even realizing it.”

    Okay, a lot of people talk about no spend days, but it’s pretty nuts to use the EXACT same line and phrasing in a post. And this is just the first post I looked at….are they all this way?

  • February 27, 2013 at 3:21 pm

    Like many have said, this is disappointing. I have no problem with people writing on the same idea, whether borrowed from another writer or just coincidence, but that ripped off post is practically a spun version of the original.

    And while I don’t agree with everything that is Yakezie, I don’t get why it keeps coming up just because he’s a member (both those bashing the Yakezie and those within that want him out). This is Eddie’s problem, not Sam’s.

    • February 27, 2013 at 6:18 pm

      It’s also funny that you would call me out for including an image in a post (that I gave 100% credit for) when I have never monetized my blog. In all of the time I have been writing, I have made $0 from Blonde on a Budget. And it is so blatantly obvious that Finance Fox exists for the sole purpose of making money. So, stealing content AND making money off it? Yea, that is a serious problem.

      • February 27, 2013 at 7:21 pm

        If you think the fact that you included a link to where you stole the images, or your inability to monetize your work gives you the right to steal someone else’s image, that just makes you clueless. It’s still illegal. And BTW, also wrong.

        The fact that you’re doing it while accusing someone else of the same thing with content also makes you a hypocrite.

        • February 27, 2013 at 7:32 pm

          Since we’re having this conversation, here’s some more that I would question:

          Fromshopping to saving, can’t even provide a link. They hotlink to images. Wow.

          Moneyrabbit. Another hotlinker. Maybe the don’t realize that not only are they stealing other people’s images, they’re also stealing other peoples’ bandwidth, bandwidth that those other people are paying for?


          I could keep going. But let’s take a break while everyone finishes the following sentence:
          “It’s OK when I steal other people’s images because…”

          • February 27, 2013 at 8:08 pm

            You have a good point there.

        • February 27, 2013 at 10:18 pm

          Somehow I doubt an Etsy store owner, who is SELLING the necklace pictured, would be upset that their image was used on a blog post, related to weddings, with credit and a link STRAIGHT to where you can purchase said product. I mean, talk about free advertising!

          So while no, it’s not necessarily legal to use images on your own blog (even with credit, even if you’re not-for-profit) if they are not creative commons licensed or you don’t have proper permission from the owner… it is still a TOTALLY different level than **blatantly plagiarizing** written work.

          For example: I went to school for journalism. If I had included a photo that wasn’t mine in one of my school assignments but given proper credit, I might have been warned by my instructor that I needed to obtain the proper copyright to publish it. I’d still be graded and presumably pass. If I had blatently plagiarized someone else’s article (or part of it) and submitted it as my own, I’d not only fail the CLASS (not assignment) but possibly be expelled as well.

          While I’m sure most bloggers know about, and understand on some level, copyright law there are MANY who think any image on Google is fair use. Just look at Tumblr! It’s up to us to educate our peers about proper procedure, etc. As a photographer, I’d talk to someone directly who was using my content without permission before pursuing legal action – because sadly, many don’t understand how this works online. As a writer, I’d blow my lid if someone directly copied my words and passed it off as their own. And if the person was using MY photograph and PRETENDING they took it? I’d be calling my lawyer in thirty seconds to send a cease and desist. We are ALL taught in grade school that plagiarizing (aka stealing) is a BIG no-no. You can’t even use ignorance as an excuse for that.

          Borrowing-with-credit and plagiarizing are two very different issues.

          Lauren (aka someone who reads many PF blogs online and on Twitter but writes mostly about food not finances 😉

          • February 28, 2013 at 8:38 am

            It’s absurd that you and Cait justify this, as if photographers and graphic artists’ work deserve any less protection than the work of authors. It’s ironic that you continue to defend your practices, doing the very thing that you’re accusing Eddie of doing. “Oh, I’d take it down if someone asked, until then, I don’t have to”. Which is exactly what Eddie’s said he’d do. Pot, meet kettle.

            I notice that Cait’s actually an editor for I gotta wonder if they know they’ve got an editor who’s so cavalier about stealing others work and reposting it.

          • February 28, 2013 at 9:31 am

            I never said it was justified. I have a side business in photography – I am well aware it deserves protection. I’d go as far to say photos need MORE protection online, because people inherently KNOW stealing words is bad, but the masses don’t seem to “get” that stealing photos is bad.

            But when it comes down to it, borrowing an image, with credit, is like borrowing someone else’s post and reposting it, with credit. Neither of those situations is right, but they are VASTLY different than taking someones work and pretending it’s your own.

            FWIW, 95% of the photos on my blog are my own, including graphics, headers, icons, etc. The other 5% are typically ones that are allowed to be used under a CC licence with credit and/or a link (mostly I source from Flickr using a CC search)… so I am hardly defending “my” actions so much as I am pointing out what I see as a VERY large flaw in your argument.

            Borrowing and giving credit/stating the work is someone else’s is NOT the same thing as stealing and pretending you did all the work and own the material.

          • February 28, 2013 at 7:06 pm

            Lauren, I agree that claiming someone else’s work as yours is at another level.
            However just being a photographer doesn’t make you magically more aware of the issue -> you can NOT justify using someone’s work without his explicit consent by saying “I mean, talk about free advertising!”.
            Sorry but that shows that you don’t understand what you are talking about (and I don’t want to sound offensive).

            “Borrowing and giving credit/stating the work is someone else’s is NOT the same thing as stealing and pretending you did all the work and own the material.”
            Not the same, but both are wrong. How can you try to justify that?
            We are not discussing shades of “wrong”. Wrong is wrong.
            Both should be avoided in all cases.

  • February 27, 2013 at 3:56 pm

    From my article:

    Living house poor not only hurts your finances, it takes a toll on you mentally and physically. Knowing that your income and your home expenses rule your life can be a great source of anxiety. Being house poor removes the liberating feeling of being in control of your finances. Ironically, we Americans view home ownership as the ultimate symbol of financial security and success, but if you’re living house poor, your finances are anything but secure.

    From “his” article:

    Living house poor not only hurts your finances, it takes a toll on you in other areas. Run your numbers over and over again, and find whats a comfortable line for you. Remember that you may need a car in the future, want to take some vacations, and do upgrades on your home over the course of your mortgage. Being house poor removes the liberating feeling of being in control of your finances. Ironically, most of us view home ownership as the ultimate symbol of financial security and success, but if you’re living house poor, your finances are anything but secure.

    • March 1, 2013 at 3:33 pm

      Terrible. I hope his advertisers pull out. This is clear theft.

  • February 27, 2013 at 6:00 pm

    I’m a little (ok, a lot) taken aback by the comments that seem to be minimizing what Finance Fox has done. Blatant plagiarism is not a big deal? Well, great, I’m going to have some amazing posts lined up by tomorrow morning. /sarcasm

    I think it was totally appropriate for Nelson and Cait to publicly call him out on this. He offered “his” writing for public consumption. It’s fair game for public comment, including commentary pointing out plagiarism. Other PF bloggers have been called out for far lesser crimes (like uninspired or dumb, but still original, content). It’s the part of the game if you’re in the blogging business. He should put his big-boy pants on, and address this issue head-on if he wants to maintain some semblance of legitimacy.

  • February 27, 2013 at 6:10 pm

    >>>I’m a little (ok, a lot) taken aback by the comments that seem to be minimizing what Finance Fox has done. Blatant plagiarism is not a big deal? Well, great, I’m going to have some amazing posts lined up by tomorrow morning. /sarcasm

    You are misinterpreting. Nobody is minimizing what he did, not in the least. What you should be doing is minimizing is your public reaction to it.

    I’m sorely tempted to go through all the bloggers sites who posted here and look for images they’ve stolen off the internet from someone else’s sites. Then I can sit back and hear all the reasons why stealing someone’s images is different than stealing someone’s content.

    Rather than piling on here, step back and take a break from being offended.

  • February 27, 2013 at 6:42 pm

    Plagiarists need to be publicly exposed. For 2 reasons: The seriousness of their thievery — stealing other’s ideas, hard work and talent and passing them off as their own. And to make it clear to others running on empty and tempted to do the same cheating that disgrace is waiting for them at the end of the line.

    At this early stage so many plagiarism instances have already been found on Finance Fox, it’s hard not to imagine a lot more are coming.

  • February 27, 2013 at 7:10 pm

    My side job for the last 20+ years has been as a photographer, so I’m very familiar with dealing with copyright theft from websites. My text and images have been stolen more often than I can remember.

    First – contact all the advertisers on his site and let them know that the content on the site (that they are paying for) is stolen and violates copyright. Send screenshots as well as links.

    Next – look up his domain in Whois and find out who his webhost is. Contact them and notify them that he is violating copyright. They are obligated by law to remove copyright violations. Use a formal DMCA Take Down Notice (example here:

    Don’t just sit by and let a thief steal your intellectual property and get away with it.

    • February 27, 2013 at 7:56 pm

      That’s not all quite true, keeping in mind the sites in question are Canadian and you’re bringing in U.S. law. I’ve had my content scraped before and had initial steps with the lawyers over it, and here’s how you might deal with it in Canada.

      1) Your goal is to get the content removed. Do that, and move on. i.e. quit with the advertisers.
      2) DMCA does not work in Canada.
      3) Email them and ask them to remove it. Probably won’t work, but worth asking.
      4) find out where they’re hosted by using a reverse IP lookup (a whois won’t tell you that). If they are hosted in the U.S. then yes, go find out how to submit a DMCA. That will get their entire site taken down in very short order.
      5) Even if they’re not hosted in the U.S. you can file a DMCA with Google :) and have their site removed from google’s listings. Be aware though, if you file a dmca with google, they’ll post your info publicly on chillingeffects.
      6) I think (I’ve heard, but no experience) that you may be able to start a <$5000 suit against them in small claims. Not sure. Potentially viable if they're in Canada, otherwise fruitless.
      7) If they're hosted in Canada, a DMCA won't work but check if their hosting company has a terms of service. A polite letter to the hosting company may yield some results.
      8) after that, if they're in Canada the next step is a letter from a copyright lawyer.
      9) My understanding is that after that you're looking at a minimum of $10k-$20k in legal expenses to get them into court.

      And even that may not work. There's a guy in montreal who's hosted on his home connection that literally has hundreds of copies of my site on his websites. And to date, I've not been able to stop it.

      • February 27, 2013 at 8:43 pm

        Bah. I realized right after I posted that almost all of the sites involved are Canadian sites. I believe that Canada still participates in the Berne Convention, but I know that the DMCA isn’t valid in Canada. Sorry about that bad info!!

        I did find his ISP and found that they have a process for submitting copyright violations. So I’d start there.

        • February 27, 2013 at 9:03 pm

          Bring back SOPA/PIPA?

          I’m kidding. Seriously, though, submitting the violations to the search engines is the kiss of death in this industry. No search traffic, no revenue (unless you have a HEFTY newsletter).

  • February 27, 2013 at 8:57 pm


    I do think you are minimizing this issue. However, I want to point out that you’re right to question the usage of these images by other bloggers – and the concept ignorantia juris non excusat. Of course, (excuse my Americocentrism) in the States intent makes a huge difference – Cait’s point that she makes no commercial gains doesn’t excuse her from violating the photographer’s copyright, but it does make a difference in whether the violation is civil or criminal. So, Cait, if the photographer did come after you, the most likely result in the US is ‘treble damages’ (a common judgement is three times the cost of normally licensing the image). In short: you should replace any photos of questionable license.

    Links (for reference for my next paragraph)


    As for criminal, (Again, USA only) 17 U.S.C. § 506 says it is criminal if the violation was for “commercial advantage or private financial gain.” Again, ignorance isn’t an excuse – it literally says “if such person knew or should have known”. If you look at the allegedly violating articles, they all are labeled “Copyright © 2013 Finance Fox”. Now, you obviously know a lot more about Canadian copyright law, but in the US someone who notes their own work is copyright can’t easily argue that they don’t know copyright applies to other articles. As for commercial intent, I don’t want to dig into any of the allegedly violating articles, but if there is an affiliate link buried in one of them it’d smell commercial to me (no comment on CPC/CPM ads – that’s a judgement call, ha.).

    As for the movie poster link you cited above – that might fall under Fair Use ( 17 U.S.C. § 107 in US, “Fair Dealing” in Canada). IANAL so I’m not going to interpret it for you, and I know any interpretation of fair use is ephemeral – your guess is as good as mine about how a case would turn out.

    (But, seriously people – Google “creative commons” or go to the site Morgue File. There is no excuse for using copyright images nowadays when there is so much free content that is perfect for a blog. Also, now that you know it’s a problem you have no excuse…)

    Back to the minimization. I know in the US (and I assume in Canada) that copyright is enforceable by the copyright owner – so what do you expect non-victimized bloggers to do, other than stomp their feet? Go back only a few months to the (incredbly weird) story of Jonah Lehrer. Now, Lehrer didn’t plagiarize, but he did invent Bob Dylan quotes. Following your line of argument, he never should have gotten heat – Dylan never outed him, it was a writer named Michael Moynihan. As far as I know, Dylan never commented – yet Lehrer still faced the consequences. What would you have bloggers do? Am I disqualified from saying plagiarism is bad because I downloaded a song once? Because I drank a beer when I was 15?

    Also, hiding behind the DMCA isn’t a legitimate comparison, apart from the fact the site is Canadian. The DMCA applies to THIRD PARTY content, not content created by the site owner.

    • February 27, 2013 at 9:45 pm

      >>>I do think you are minimizing this issue.

      That’s entirely false. I’ve neither addressed nor defended what he did. I addressed other’s reactions to it. I specifically made no comment on what he did, so don’t lay that on me.

      The community needs to take a hard look at themselves before they continue to crucify this guy. He’s at least started to reverse what he’s done. The rest of the image thieves and hotlinkers around here won’t even do that.

      • February 27, 2013 at 9:59 pm


        I’m sorry if I misread your intentions – it appeared to me your argument was “you folks can’t comment since you are also violating.” If that isn’t the case, I’m in fault.

        However, your point about image theft is very important in this thread – if nothing else, I hope people start to pay careful attention to the licenses of the images they choose to (re)publish on their blogs. This is a huge deal, and people are not being careful enough.

      • February 28, 2013 at 9:12 am

        I think “crucify” might be a bit of a hyperbole here. Are you “crucifying” the image thieves? No, you are pointing out that what they are doing is against the law. Same thing that’s being pointed out to FF – from what I see, mostly in a rational, non-aggressive way.

        I also think that your non-response stance to FF’s actions is something of a response in itself. Had you not participated in this thread at all, I would understand saying “I’m not taking a position on what’s he done”. But you have participated, by telling people to minimize their reaction to FF’s actions. You can say that you’re not addressing his actions, but this doesn’t seem all that far removed from it. Like PK said, my intent is not to put words in your mouth, just to point out how your response so far might come across.

        • February 28, 2013 at 9:28 am

          My non-responsive stance? I called the guy and had a conversation with him. He agreed to take steps to remedy the problem. What’d everyone else do? They jumped all over him and made a public spectacle.

          >>>t I see, mostly in a rational, non-aggressive way
          Yeah, well Cait is mocking me publicly on twitter for pointing out her hypocrisy. Saying I scoured her site, when all it took was a cursory inspection to find her stealing pictures – the very same thing she obviously did with Eddie’s site. The irony is getting overwhelming, particularly for someone who bills themselves as an editor at Rate The response has been exactly the opposite of what you suggested – irrational and aggressive.. It’s been a tidal wave of venom towards the guy by people who are doing exactly what they’re accusing him of.

          And my non-response is not a response – don’t read between the lines. I take a strong stance on (C) infringement, protect my content fiercely, and have a half-baked idea as to what’s allowed and what’s not, unlike half the bloggers posting here. I go to great lengths to protect my content.

          If you want to comment, why don’t you have a go at the hotlinking and image theft these people are doing. How should I take your non-response to that?

          • February 28, 2013 at 9:56 am


            Look, I want to believe that it was a rogue VA or something weird that caused all the plagiarism, but I have to tell you it’s looking less and less likely with every comment that has piled up. You’ve got plagiarism here that’s gone back years.

            I understand the image argument, I really do… the irony is obvious. But back up to plagiarism, for a second – find me any college in North America which doesn’t have a policy or a line in their ethics code that discusses plagiarism. That means, to me, anyone who went to college understands that just changing one or two words in a sentence doesn’t make it okay to write as their own. Maybe you’re asking, “PK, how do you know he is saying it is his own?”. Well, if the blog itself and the copyright notice on the bottom isn’t enough for you, this line on the about page clinches it for me:

            “This blog is written and maintained by me and me only. The views, opinions, comments, questions and examples expressed on this blog are purely my own.”

            This makes me think, sadly, that these allegations will bear fruit – there is no mention of a rogue VA or anything of that nature, and Mr. Fox is taking responsibility for his content here. His advertisers decided to partner with him based on that trust – do you think Scotia Bank, or Questtrade, or would have partnered with him if they had known that this cloud was looming?

          • February 28, 2013 at 10:37 am

            Why can’t you both, LIC and Cait/Nelson, be right? I think LIC makes a FANTASTIC point about images but at the same time the post spinning from a tight community is also pretty damn shady at best.

          • February 28, 2013 at 11:51 am

            Glenn, you said Eddie’s refusal to respond is a “valid response” — that in itself is a value judgment. It is most definitely not a valid response for a bunch of reasons.

            It has become evident that his website — when taken as a whole — has an underpinning of stolen written content. If he had promised “I will go through my site and delete the offending content,” accompanied by profuse apologies, I think you’d have seen the kind of reactions you want, e.g. “I am disappointed but let’s leave it alone.”

            But instead of getting ahead of the issue, he posted a facetious comment and went silent. Eddie has handled this crisis like a minor faux pas; his presumption that it will all disappear is (if I can comment a bit on crowd psychology since I have zero education in it) driving a huge portion of the angry response.

            I think you’ve tried to be a kind person by reaching out. But let’s be realistic about the situation: the PF community only has some indirect info that he (1) won’t be addressing the issue unless it’s at his leisure (see: How to Make People Angry 101), and (2) will delete posts *only* as they’re brought to his attention. So if a victim is not proactive, aware of this scandal, and willing to do the hard work of hundreds of Google searches, they’ll probably never find out. That is an affront to the average person’s basic sense of justice. He hasn’t imposed any sanction on himself, e.g. pulling the website down for a month to do the substantial work of *proactively* removing plagiarized content.

            If this had been an isolated incident, he would have gone through and hidden the articles he knows he stole. But, instead, by saying other people needed to find the posts (“Catch Me If You Can” is a great trolling tactic but not great for looking contrite) he is basically implying the site is rife with the stuff.

            Rob Carrick knows now and I can’t imagine he’s pleased about unknowingly linking to plagiarized content. Other, vastly more popular bloggers than any of us have tweeted about it. The reality is that it is mushrooming, not getting smaller.

          • February 28, 2013 at 1:56 pm

            I have not responded directly to the image theft issue because it is NOT the subject of this blog post, although I acknowledged your efforts to point out the problem.

            Frankly, I don’t see what difference it makes anyway. Two wrongs don’t make the initial wrong right. I don’t see “others do it too!” as a valid defence to plagiarism. Sure, we can talk about the irony of some of the commenters’ own apparent stance on copyright (people in glass houses, etc.), but I see it as merely a diversion from what IS the main issue of Nelson’s post: FF’s repeated, unapologetic plagiarism.

            If you write a post about image theft, I am sure lots of people (myself included) will write comments.

          • February 28, 2013 at 3:06 pm

            Aldina, I’ll post it for the third time for you:
            >>>t. I don’t see “others do it too!” as a valid defence to plagiarism.

            It wasn’t a valid defense because I have not once defended Eddie’s actions. Is that clear the third time?

            >>Frankly, I don’t see what difference it makes anyway.
            I know you don’t. You’re with half the commentors on this site who seem to think that you’re not responsible for your own actions I guess. And/or you think that this type of self-promotion by Nelson and Cait is acceptable. And no, I don’t need to take this elsewhere, this is exactly the spot to be questioning their motivations and actions. They’re every bit as dirty as they’re making Eddie out to be.

            And with that, I’ll leave it to Nelson to keep up this permanent reminder of how Cait and others feel about stealing other people’s content. If it’s not entirely clear to you by now what they’re doing wrong, it maybe never will be.

          • February 28, 2013 at 6:38 pm

            “And no, I don’t need to take this elsewhere, this is exactly the spot to be questioning their motivations and actions”

            HAHAHA! What about ur motivations? Of course you defend the FOXX… You run the ad network he is in!!!

            What’s he paid to u to defend him?

    • February 27, 2013 at 10:13 pm

      “The DMCA applies to THIRD PARTY content, not content created by the site owner.”

      Which is why DMCA take down notices are sent to the ISP, not the blogger.

      • February 27, 2013 at 10:17 pm

        Right, but isn’t the discussion about the ‘Safe Harbor’ provision? I thought the agreement was that any allegedly violating articles would be taken down if Finance Fox was notified? Maybe I missed something, but that’s how a site like, say, Youtube operates under Safe Harbor, but that doesn’t apply here since it isn’t third party contributions. Again, Canada/US, heh.

        On a side-note, it’s also going to be the argument over Megaupload.

  • February 27, 2013 at 9:23 pm

    This is just wrong, period. People should be applauding Nelson for bringing this to light.

    Why pussyfoot around?

    “Hey guy, we know you are stealing content. Can you please stop?”

    A private message like that is furthering the problem.

    • February 27, 2013 at 10:18 pm

      “Don’t Hide and Instead Go Head-On
      I think this one should have been #1 at the top, but never the less ALWAYS respond to all negative feedback and the positive ones too.”

      Eddie could use some of his own advice (psst, it’s not his own advice) he could take some of the advice he steals.

    • February 27, 2013 at 10:48 pm

      I love that he plagiarized stuff for that post. Delightful.

      • February 28, 2013 at 12:45 am

        I can’t believe we’re 26 comments in and no one has referred to him as the Carlos Mencia of personal finance blogging yet.

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  • February 28, 2013 at 6:33 am

    Maybe something like Copyscape will help keeping people in check.

  • February 28, 2013 at 8:40 am

    Well that sucks. I know in the pf community that after awhile I start reading teh same stuff again and again. But it’s not directly copied from somewhere else, which is the key.

    When I was in elementary school, I copied what I read in a book adn turned it in as a report of mine. I knew about plagairism and so I switched a few words in it to be my own. Of course, it was otherwise a perfect copy and still counted as plagairism, but in my young innocence I thought that changing a couple words made it okay. Truly. Maybe Finance Fox is a young kid who really doesn’t know any better? A young kid who knows how to run a website? Hm. Okay, maybe not.

    • February 28, 2013 at 8:56 am

      Finance Fox works in marketing as his day job. Clearly he knew what he was doing was wrong. He just didn’t care, or was too lazy to do anything different.

  • February 28, 2013 at 10:34 am

    I’m surprised that there has been no legal action taken here. That would fix this plagiarizer in a hurry. At least this post exposes him as a fraud, good work.

  • February 28, 2013 at 11:12 am

    Because the thread was closed after Glenn and Lauren’s last comments, I would just like to add that it looks like Eddie steals 90% of his images and gives no credit for any of them. So, let’s just drop that topic altogether, shall we? Because you’re really only hurting his case, when it seems you want to be defending him.

    • February 28, 2013 at 11:20 am

      I’m not defending him, you’re deflecting. I’m accusing you, a professional editor at, of blatant image theft.

      Perhaps you could do a blog post on how much money you save by not paying photographers and graphic artists for their work? You could start with the line “it’s not stealing because I gave them a link”. Hey, a link from your blog is as good as cash in the bank any day.

      • March 1, 2013 at 5:36 pm

        seriously LIC, LIC off

  • February 28, 2013 at 11:19 am

    I’ve had a couple of days since this initially broke on Twitter to think about what happened, and after reading all of these comments, I have a few thoughts:

    1. You guys, this isn’t an isolated incident for him. This isn’t a case of just the 3 examples Nelson showed in this post. And this isn’t the case of stealing ideas or a few common words in a sentence. We are talking about many, many incidents spread over YEARS of stealing ENTIRE sentences and paragraphs of text from fellow bloggers and passing that information on as his own, unique work. I mean, really… who knows if ANY of his blog posts are his own. Not to mention the fact that he has at least 2 other blogs out there as well. How many of those posts are plagiarized?

    2. This isn’t a post about image theft, so regardless of what other people are doing, that’s irrelevant to this conversation – which is specific to one individual stealing from multiple people over the course of at least 12 months.

    3. Fox should not wait for people to ask him to take down specific posts. This is his wrongdoing. He should be the one proactively taking down every single plagiarized post himself. After all, he knows what he wrote and what he stole. For example, the most recent “No Spend Days” post on his blog has two entire paragraphs ripped off WORD FOR WORD from my blog. Come on now.

    4. Fox should issue a public apology, instead of hiding in the shadows, hoping this all blows over. If this was a scandal involving a huge corporation, and they were clearly doing something wrong – the best (and only) PR move to do is execute a public apology and try to rectify the situation as best they can. There is no difference when it is a blogger – especially a blogger who has a website that earns him money. If he has any hope of saving face, being a part of the PF community again, or even beginning to mend all the bridges he has burned, a public apology is absolutely the least he can do at this point.

    5. A public outing like this is justified. Look at what happened to Madhavi Acharya-Tom Yew of the Toronto Star. She was caught lifting a few words from a published Globe & Mail article ( And she was publicly humiliated and called out. Now, there’s an investigation going on to look at her prior work. Her entire career could be in jeopardy. Plagiarism is a BIG DEAL, and what Madhavi did was wrong, but it looks like it was a completely isolated incident. She lifted a few words one time, was so sorry about it, and publicly apologized. Fox knowingly lifted ENTIRE PARAGRAPHS of text from bloggers FOR YEARS, and judging by his comment on this post, he isn’t even remorseful, and he doesn’t seem to think he did anything wrong.

    6. The worst, and most hurtful thing about this entire incident is that the people Fox stole from are likely people he called friends and colleagues. I am extremely sad to find out he has been stealing my work for so long, and at the same time called me his friend and colleague. To me, stealing my work is the same as stealing any physical object of mine. Especially when he knowingly took it, got media recognition from my writing, and profited from my words. How is this fair? He has lost my friendship, and I can’t recognize him as a legitimate blogger anymore.

    • February 28, 2013 at 11:29 am

      Krystal, baloney. Image theft is the same as content theft. While I agree with the rest of your points, the fact that people want to distinguish between one type of ripoff and another is ridiculous.

      When you and others decide to take issue with the blatant use of images for self promotion, without payment, maybe then your arguments will be valid. As it stands, I’m disgusted with the posters around here who seem to think it’s entirely justified to not pay someone for their work.

      in fact, the hotlinkers are even worse, because they’re stealing images AND laying cost on the people they’re stealing from.

      The only reason you and others want don’t want to talk about it is because just like Eddie, people are getting caught with their fingers in the same cookie jar. At least Eddie’s not standing there with crumbs on his chin denying that he ate the cookies.

      • February 28, 2013 at 11:36 am

        Glenn – I didn’t mean that image theft is not the same as content theft. All I’m saying is that in this blog post, we are specifically talking about one person and what that person did. So perhaps leaving image theft for another discussion would be appropriate.

        And to address your last comment, I don’t believe Eddie has made a statement about this – besides the comment on this blog. It would be nice if he wrote an apology and took ownership for what he has done. Because as far as I’m concerned, keeping his mouth shut means he’s denying any wrongdoing.

        • February 28, 2013 at 6:33 pm

          The only reason you’re not upset about image theft is because you like the person accused of stealing the images. Don’t be a hypocrite.

          • February 28, 2013 at 6:43 pm

            Sorry, where did I say I wasn’t upset about image theft?

      • March 1, 2013 at 5:57 pm

        Fine. You want to play the holier than thou game? I am a photographer. I’ve never used an image on any of my sites that wasn’t one that came out of my camera. I don’t even use CC content or images.

        So … I don’t hotlink. I don’t use images w/out permission. I don’t steal content.

        FF is a complete ass for not immediately pulling down all stolen (yes, STOLEN) content on his site and apologizing for being a lying, uncreative, cheating thief. IN fact since he is earning money off of what he stole, he should use some of it to compensate the bloggers he stole from.

        So take your self-righteous, holier than thou defense of a lying stinking rotten scumbag elsewhere.

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  • February 28, 2013 at 2:00 pm

    LIC … you crazy.

  • February 28, 2013 at 2:26 pm

    He is a good person he did not understand every one is a fucking bully to him shame on you. he said here HE IS NOT SHUTTING DOWN HIS SITE AND YOU IDIOTS CANT DO ANYTHING STOP BEING ASSHOLES

    • February 28, 2013 at 3:50 pm

      Seriously? He’s the victim now? You realize other people’s livelihoods are at stake too when someone plagiarizes, right? This isn’t kiddie school stuff. He deliberately and knowingly STOLE PEOPLE’S WORK. So grow up, learn to use a period, and stop pretending like he isn’t a serial content thief.

      You and LIC are fighting the wrong fight.

  • February 28, 2013 at 5:09 pm

    I came up with a new term for this comment section – I called it a ‘vortex of vitriol’ – I then Googled it to make sure no one has said it before.

    I briefly thought about copyrighting it; but instead I’m going to go open source, and make it freely available to everyone following this story – no acknowledgements or back links necessary.

    • February 28, 2013 at 7:17 pm

      ROSS does you defending Eddie have anything to do with PROTECTING YOUR PAID ADVERTISING ON HIS WEBSITE? you are a fucking sellout!

      • February 28, 2013 at 9:16 pm

        I’m okay with neanderthals taking crude pot shots at me; but at least have the balls to say who you are – why hide behind a cloak of anonymity?

        Come to think of it, why are so many of the comments here made by people who are afraid to say who they are?

  • February 28, 2013 at 10:39 pm

    Just to update everybody, Eddie has blocked my IP address from accessing his blog. He’s also blocked other people who have criticized him and pointed out his plagiarism.

    Once again, I’m calling on Eddie to give everyone a real response to this.

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  • March 1, 2013 at 5:15 am

    I just caught this discussion and as someone who deals with pagiarism cases in academis (mainly students but also academics sadly) this is what I think: this is the highest ranking sin in any creative enterprise that any one can commit. It has to be punished without mercy but with the possibility for redmption.

    I teach research ethics amongst other things and couple of years back a student argued that we academics are so serious about plagiarism because it hist us where it hurts. To this my response is, no it is very serious because:

    1) It is theft;
    2) It goes against the nature of the enterprise (creativity and originality being its core); and
    3) Last but not least it hurts both the one who plagioraises and the plagiorised (I also find it offensive when I discover it).

    Blogging is a creative endevour; even PF is so. It is true that we cover similar ground (though, there is a limit to how much ‘spend less than you earn’ articles even I can take) but doing it is pointless if we didn’t offer unique perspectives. Hence, plagiarism in blogging is very similar to plagiorism in academia.

    But remember the possibility for redmption?

    • March 1, 2013 at 10:47 am

      Sadly, it seems he’s done the opposite of redeeming himself: failing to take down many plagiarized posts, banning IPs to hide, and adding an inflammatory comment here.

      • March 1, 2013 at 6:14 pm

        One can offer the possibility for redemption but the rest is about ‘horses and water’.
        Not good. What means does the blogging community to deal with cases like that?


        • March 1, 2013 at 11:34 pm

          The most prudent step most of us can take is to avoid re-victimizing the very clear victims like Krystal. That means not dealing with an unapologetic serial plagiarizer in any way/shape/form. I am honestly heartbroken for her, looking at the months if not years of her hard work that he stole. I can’t imagine wanting to deal with sponsors and bloggers who intend to pretend like it didn’t happen and continue their dealings with Eddie. Unfortunately that may include at least one of my sponsors. Integrity > money.

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  • March 1, 2013 at 12:49 pm

    Wow, I agree that using someone else’s post as an idea is one thing, but what Eddie has done is entirely different…entire paragraphs of material. Yikes! I’m sad as I actually liked the man when I was chatting with him at the blogger’s conference last year.

    I also agree I would have like to see Eddie deal with this head on. Waiting isn’t helping him and it is just giving time for the fire to spread.

    So might I propose a simple solution. If your upset and would like to do something use the mightly weapon the Google has given us: break ever backlink you have on your blog to his. Or if you feeling really upset also delete every comment he has ever made on your blog. It is sort of hard to have a pagerank when you have no links.

    Excessive? I’ll leave that to you. I’m merely suggestion a course of action if you feel the need to do something.

    My two cents,

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  • March 2, 2013 at 1:07 pm

    Wow, just wow. It reminds me of a time back when I was teaching. I confronted a girl who had copied her whole paper word for word from a website. I printed out the page and highlighted everything that matched. you should have seen the look on her face. She must have thought it was going to be an easy A, but she was flunked out of the class.

    For those of you who can still access his blog, take a good look at it. See all those ads? That’s why he’s doing it, plain and simple. Copying other people’s words or “patch-writing” over their thought-out posts is earning him page views and ad revenue. In other words, if we keep going to his website, we’re part of the problem.

    He’s not blogging to share ideas, get advice, or tell his story, like many of us in the PF blogging community. Which means he’s not blogging to for the right reasons.

  • March 2, 2013 at 1:09 pm

    Oh wow! Lots of bloggers have been talking about your post so I thought I’d check it out and I am just shocked! How could someone do this? Plus, is it really that frickin’ hard to write original content? No! Come on! Well, at least the good thing is you found out. I’m always worried someone’s doing the same to me but I just have no idea.

  • March 2, 2013 at 6:52 pm

    This reminds me of the time in first grade when my teacher Mrs. Ship called my friend Doug and the girl that sat next to him, Leslie, up to the front of the class after a spelling test.

    Mrs. Ship announced to the entire class that both Doug and Leslie had the exact same scores on their test — they both missed 6 out of 10 words. Not only that, but they both misspelled the exact same words … in the exact same manner too. So she one of them was copying the other.

    She asked for the guilty party to come forward, admit their deed, and apologize to everyone in class — but they both refused to own up to copying the other’s test.

    That’s when Mrs. Ship played her ace in the hole. It turns out that Doug had apparently taken two tests.

    And with that, Leslie was sent to the principal’s office.

    (Yes, Leslie even copied Doug’s name.)

  • March 3, 2013 at 11:34 am

    Wow. Just, wow.

    I am still in shock – both at what Nelson has pointed out and by Eddie’s dismissive reaction. There definitely isn’t anything funny about this situation.

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  • March 5, 2013 at 9:36 pm

    oh dear hevvin… It’s teaching freshman comp all over again. And here I’d thought I got away from it…

    One of the funniest plagiarism episodes of my career (such as it was…moan!) came from a young woman who turned in a response to an assignment to write a process paper. This was a 300-level university course, so she was a junior or a senior. She elected to explain how to write a successful resume.

    The jaded instructorial eyeballs perused her erudite product; the brain to which they were attached thought, “Dang, but this thing looks professionally edited.”

    Back in the day, my colleagues and I had our very own private librarian, and he had a flock of graduate assistants, all of them studying to be librarians. I called said worthy on the phone and asked if he could track down the sources of our ambitious writer’s paper. He said, “Send it over.”

    Once it arrived in his precincts, he handed it to his GAs. They went to work on it.

    Before long, I receive the source itself in the campus mail: a government pamphlet on…yes! How to write a successful resume!

    So I flunk the brat and deliver a blast from my blowtorch on the subject of plagiarism.

    She shows up after class, in high dudgeon: How DARE I accuse her of plagiarizing? She worked SO HARD on this paper and she’s NEVER been accused of cheating and on and on and on and…{sob!}

    “Why is it that the title and the subheads in your paper are identical to the title and subheads in this government pamphlet?” I whip out the hard copy in question.

    She studies the pamphlet. “Gosh,” says she. “I don’t know. It must be a coincidence.”

    “Coincidence, eh? Well then, why is it that the first paragraph, the second paragraph, the third paragraph, and all the other paragraphs of your magnum opus are identical to the paragraphs of this government pamphlet?”

    “Wow!” she exclaims. “That’s an AMAZING coincidence!!”

    LOL! Ya gotta love ’em.

  • March 6, 2013 at 8:27 am

    I usually only come here when I someone else has linked to an article that seems interesting, but you’re on my blog list now!

    I don’t think I could write a more backhanded apology if I tried!

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  • March 6, 2013 at 3:46 pm

    If your content was stolen, you can contact both his host and file a complaint with Google under DMCA. That does a lot more than complaining here.

  • March 7, 2013 at 12:19 pm

    We all can agree that what Eddie did was wrong.
    But at the same time, everyone jumping on the wagon to crucify him isn’t right either.

    I am not a blogger, but I read lots of PF blogs. I can understand how upset you must feel if he did steal your work and claim it as his own.
    The most constructive way to deal with this is ..if he has plagiarised him directly and deal with it one on one. Squash it right then and there.

    All this ranting and raving online with these comments feels very “high schoolish”.
    When is it going to stop? When will it be enough?

    What if as a result of all this bashing and pressure, he committed suicide. (Not saying that he would) How would you feel then knowing that you somehow contributed to that?

    We all hear stories in the news of people ganging up on a person, and as a result ..that person takes their life.

    All I’m saying is….all of this bashing is not constructive at all and doesn’t solve anything.
    It needs to stop. It’s gone too far.

    At some point, we all will have to face judgement to our maker for our wrong doings. We are not the ones to pass judgement when we’ve all done wrong in our lifetime.

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  • March 11, 2013 at 7:14 pm

    I’ve read the comments and just wanted to add my voice to those who support the public outing of the plagiarizer. I’m quite appalled that someone is purporting that private emails would be some form of taking the higher road. Ain’t nothing wrong with public outcry about someone’s misbehaviour.

  • March 12, 2013 at 12:32 pm

    Instead of sincerely apologizing, Eddie has resulted to blaming everyone else for what he has done, and continues hiding his head in the sand. He has protected his tweets, banned anyone’s IP if they don’t like what he has done, disabled comments, and his blog is still full of copied material. What a sneaky little man!

    What is left after 150+ copied posts is crap. I always wondered how he went from 6th grade writer, to epic finance columnist in only a couple of months. Ghost writer my ass! There will be some lawsuits coming down the road – you can bet on it.

    I can’t possibly imagine why he would even keep the blog running at this point. If you can’t even write, why would you even start a blog in the first place? What a freakin mess.

    • March 16, 2013 at 9:39 pm

      I couldn’t agree more. The guy is clearly a sub-par writer who needed to copy the ideas of others to pad his very thin blog. Sadly, that’s not the major issue here. What is most perturbing is his avoidance of any sort of reponsibility. Sure, he’s supposedly taken down the plagiarized but has blamed ‘ghost writers’ for his actions. His site is nothing but a bunch of ads. He has nothing interesting or important to say. Ignoring him would probably be best.

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