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Apr 242015
 

If you’re new here, you may want to subscribe to get stock tips or have investing ideas delivered to your email. I’m also on The Twitter.Thanks for visiting!Tweet Ah, cliches and rules of thumb. Because if there’s anything that’s predictable, it’s a human’s ability to take a complex subject and boil it down into one pithy sentence. My favorite example lately is John D. Rockefeller. I just got finished reading a mammoth 800 page biography on the may, which chronicled everything from his tumultuous childhood to his dirty old man Read More […]

Apr 222015
 

Tweet To save time, circle the choice that best applies. Hey, (friend/Facebook acquaintance/person I met that one time while drunk but am Facebook friends with for some reason): Thanks for taking the time out of your busy schedule to email me! I really appreciated hearing from you. And congratulations on finally (paying down your debt for good/finally leaving this damn town/starting your own business/other). I know it can be a tough step to take the plunge and admit to the world that you’re going to do something to make your Read More […]

Apr 202015
 

Tweet Here’s a question for you guys. How do you sleep at night? No, dammit. That’s not right. Are you going to stop DICKING AROUND and actually ask the question? Who are you talking to? I don’t know. Let’s get to the damn question. Why exactly would you own bonds in a portfolio? There are a few reasons, like: Interest payments, yo. Even if they do suck these days Balancing the portfolio Take some of the risk off equities These days, owning bonds is less about the yield and more Read More […]

Apr 192015
 

Tweet I used to be pretty hardcore about how dumb it was to get a tax refund. Think of me as the Westboro Baptist Church but of making sure people don’t get thousands of dollars back in refunds. Without the fun signs and soldier funeral picketing, anyway. But lately, I’ve softened my stance. Don’t get me wrong, you should definitely aim to make so much income in side hustles, dividends, and rental income that you’re stuck paying a hefty tax bill at the end of the year. After all, taxes Read More […]

Apr 172015
 

Tweet If we got together and made a list of reasons why the average person buys a brand new instead of gently used car, it would probably look a little something like this: Reliability Actually frugal since they intend to drive it into the ground Uh, I dunno New cars aren’t *that* much more than a used car Stop asking me, geez Let me add another reason, one that exists but nobody ever mentions. Vanity. Yes, even though the PF world constantly likes to point out that we’re not the Read More […]

Apr 152015
 

Tweet It’s tax day for the nine Financial Uproar U.S. readers, but it isn’t a big deal. I know you kids are up with what’s down (or is it down with what’s up? Lingo confuses me) and had your taxes all completed by January 2nd. Whenever I think of someone scrambling to finish their taxes, I’m reminded of The Trouble With Trillions, one of my favorite Simpsons episodes. Homer: Marge, how many kids do we have? Oh, no time to count, I’ll just estimate! Uh . . . nine! Marge:Homer, you Read More […]

Apr 132015
 

Tweet If I was in a Starbucks, I’d be the living embodiment of a digital nomad’s wet dream. But I’m not. I’m currently sitting in a Dunkin Donuts in Ulsan, South Korea, listening to the same shitty half Korean/half English Dunkin theme song, which plays approximately every six minutes. Come on, Dunkin. You ALREADY have me here. I’ve already exchanged $3 for an english muffin so bad that even Guy Fieri hates it, and we’ve established that guy would eat a pizza laced with motor oil. There’s no need to repeat it Read More […]

Apr 102015
 

Tweet If you listen to the internet (which, I cannot stress enough, is something you should never do), there are a few things that are greater than whatever this generation’s sliced bread is. FaceTime? (My MacBook did that edit automatically, because Steve Jobs lives inside. Oh, you actually believed he’s dead? His body is dead, but his mind is very much alive.) Taking crappy pictures of your food? Selfies? I assume the kids all like these things. Traveling the world is probably tops on that list, because travel has become Read More […]

Apr 082015
 

Tweet This week, the feds sent the personal finance community into a bigger tizzy than that time I flexed my pecs by letting it leak that the TFSA contribution limit would double to $11,000 per year, starting in 2016. For savers, this is pretty good news. According to stats I found in the deepest depths of the internet (next to the horse porn), only 17% of Canadians have be able to sock away the maximum allowed contribution, which currently stands at $31,000. In fact, the TFSA is so poorly used Read More […]

Apr 052015
 

Tweet I try to keep this blog free of OMG THIS THING HAPPENED TO ME IN KOREA because nobody needs to hear all the tiniest of details that only the 1% of you that have spent considerable time outside of the country can relate to. This blog is about your money, not a diary of my life. But seriously guys. Korean basketball is the bomb. I vowed to go to a game back in November, and then promptly forgot about it until the team set up a display in front Read More […]