Apr 072014
 

Tweet Anyone from Toronto is familiar with Brad J. Lamb (the “j” stands for jacka- you know what? Never mind), the owner of Brad J. Lamb Realty, because we all know guys like Brad always name companies after themselves. Lamb’s brokerage is one of the leaders in Toronto’s inner-city condo market, his agents have moved more than $1 billion worth of condos. He was also featured in a reality TV show called Big City Broker, which was mostly just an excuse for Brad to brag about how many condos everyone Read More [...]

Dec 232013
 

Tweet For my American readers who aren’t familiar, allow me to start with a short introduction on who the hell Gail Vaz Oxlade is. Vaz-Oxlade was born in Jamaica in 1959, emigrating to Canada in 1977. She worked as an administrative assistant and in marketing, before turning a gig writing a RRSP guide for a bank into a full-time job freelance writing about finance, eventually writing 27 different columns a month. After quitting for a couple years – citing burnout – she was asked to host Slice TV’s new reality Read More [...]

Dec 062013
 

Tweet Are you guys aware that payday loans are bad? I know, I am most likely BLOWING YOUR MIND right now, but just hear me out. Sometimes, when a dirtbag person is short on cash, they have to borrow money from companies that specialize in giving short term, unsecured loans for people who have no other credit options available. These companies charge a lot for the privilege, usually $25 for every $100 borrowed, due by the borrower’s next payday, hence the name of the loan. This is probably the first Read More [...]

Apr 162013
 

Tweet Meet Ashley. Ashley is one of several young adults featured on the website for a Toronto based magazine called The Grid. Ashley lives in downtown Toronto, doesn’t make a whole lot of money, so the magazine ran a feature on how she and her other low earning peers manage to survive living in the middle of an expensive city. Spoiler alert: it’s not pretty. Let’s take a look at Ashley’s situation. From the article: Two years ago, Ashley Winnington-Ball was managing a boutique on Queen West near the eastern Read More [...]

Feb 272013
 

Tweet It’s 10pm on Tuesday night, and I should really be going to bed. I have to get an early start tomorrow, and I need my beauty sleep if I’m going to be the sexiest chip guy in all of the land. I can’t go walking around with bags under my eyes and whatnot. Stop checking out my ass, I’m not an object. Anyhoo, as I’ve said before, us personal finance bloggers are really predictable sometimes. (It was also said, quite well, by Mochi, one of my internet girlfriends) I’ve Read More [...]

Jan 162013
 

Tweet Recently, one of my readers made me aware of a post from a blog called Work Save Live, where a reader wrote in and asked the author’s opinion of her budget and her financial situation. Normally this types of post bores the crap out of me, since it’s either from somebody who has disaster finances, or from someone who loves their budget so much that they want an intellectual masturbation partner. This post though, was different. It contained so many suggestions that were, well, the opposite of right. We’re Read More [...]

Dec 202012
 

Tweet You guys all know by now that I am incredibly bearish on Canadian housing, especially around the Vancouver and Toronto areas. If not, go check out where I wrote about it before, and then check out how I’m thinking of shorting it. (Aside: that trade would be down some 10% in about a month, in case any of you have any hope that I know what the hell I’m talking about.) So let’s take a look at how the market has done since I wrote my original piece, back Read More [...]

Nov 052012
 

Tweet From the “why do my own hard work when I can rip on someone else’s file,” it’s yet another post where I make fun of The Simple Dollar. For those of you blissfully unaware, Trent decided he was going to recycle a book he wrote back in 2008 as actual blog content, taking 365 frugal tips and spreading them out over the course of a year. These tips range from the laughingly obvious to ridiculously bad, which is pretty much what we’ve come to expect from Mr. Hamm. I’ve Read More [...]

Jul 192012
 

Tweet I watch a lot of CNBC, partially because I’m the opposite of cool and partially because I have a bit an unreasonable crush on Mandy Drury. Hey. At least it’s not Taylor Swift. If any of you watch CNBC often, I guarantee you’ve seen this commercial. Make sure you all watch it, or else the rest of this post won’t make a whole lot of sense. Internet genies, do your thang. What happened is, in 2008, the U.S. government minted this almost (99.99%) pure gold coin that could be Read More [...]

Feb 172012
 

Tweet Just one short week ago, you were all treated to the greatest post in the history of all time. Go back and relive the greatness that can only be delivered by stomping on someone else’s hard work. Yes, I’m talking about the one and only Trent Hamm from The Simple Dollar, which just might be the greatest personal finance blog of all… yeah, I just can’t type that with a straight face. Trent is on the Twitter, where he “update(s) with interesting links and thoughts a couple times a Read More [...]

Switch to our mobile site